Grand Rapids · Michigan Mortgage Broker
Home loans that flow your way
Riverbank Finance is a locally owned Grand Rapids mortgage broker. We shop 20+ lenders to find you low rates and fees on your next Michigan home purchase or refinance.
Grand Rapids home loans with low rates
Get a home loan quote from a Michigan mortgage broker — run your numbers here, then get a real quote in minutes.
- Pre-approval online in minutes — no obligation, no pressure
- 20+ wholesale lenders compete for your loan
- A licensed local loan officer from application to close
Mortgage programs for every kind of buyer
From first-time buyers with 580 credit scores to zero-down loans for veterans and rural buyers — we match you with the right program, not just the one a single bank happens to sell.
Home Purchase
Get pre-approved online in minutes with quick-close purchase loan options.
Purchase loans →
Refinance
Lower your rate or payment, or take cash out of your home's equity.
Refinance loans →
FHA Loans
Buy with as little as 3.5% down and credit scores as low as 580.
FHA mortgage →
VA Loans
Zero-down home loans for veterans, with no PMI and low rates.
VA home loans →
USDA Loans
No down payment required for homes in eligible rural areas.
USDA loans →
Conventional
Flexible terms and competitive rates with as little as 3% down.
Conventional loans →
Home Equity / HELOC
Access your equity for improvements or debt consolidation — without refinancing.
Home equity loans →
DSCR & Investor
Qualify on rental income for your next Michigan investment property.
Investor loans →Why a mortgage broker beats a single bank
A bank can only offer you its own products. As a licensed Michigan mortgage broker, Riverbank shops your loan across more than 20 wholesale lenders and hands you the winner — low wholesale rates, without the retail markup.
Every Riverbank loan officer is NMLS-licensed, tested and trained — a higher bar than bank loan officers are held to. Who would you rather have advising you on your largest investment?
Start My Application- 20+Lenders compete for your loan
We compare rates across our wholesale lender network so you don't have to.
- 1:1A licensed loan officer, start to finish
One local expert guides your file from application to clear-to-close.
- MILocal to Grand Rapids since 2011
Locally owned and operated — we know Michigan property, taxes and programs.
Plan it before you sign it
Free tools to run the numbers on your next move.
Quick Mortgage Quote
Get a personalized quote online in minutes — no obligation.
Mortgage Calculators
Payment, affordability, FHA, VA and refinance calculators.
Home Value Estimator
See what your Michigan home is worth before you sell or refinance.
Apply Online
A secure online application you can finish in about 15 minutes.
Trusted by Michigan families
Read what our clients say about buying and refinancing with Riverbank on Google Reviews — then let us earn yours.
Read Our Google Reviews
“My husband and I had the pleasure of working with Sonya Dody and her team; the process was fast, and we were able to close on our home quickly. I recommend Riverbank Finance if you are looking for a fast and secure process. I am very grateful and pleased with how everything went. Thank you Sonya Dody.”
“Sonya was the best! I had many, many questions and concerns as a first-time homebuyer and she was very patient and understanding. I spoke with at least 4 other companies about getting pre-approved at the start of this process and Sonya was the only person who consistently answered my questions and proactively reached out to see if I needed anything or had more questions. Between her and our agent I really felt like buying our home was a team effort, and I can't imagine any way things could have gone more smoothly.”
Serving Michigan and Florida
Riverbank Finance is headquartered in Grand Rapids and lends across every Michigan community — and we're now licensed in Florida, serving borrowers statewide from Jacksonville to Miami.
Michigan home loans
Local to West Michigan since 2011, with mortgage programs available in all 83 counties.
Florida home loans
Now offering Florida home loans with competitive wholesale rates in every Florida county.
Ready when you are
Apply online in about 15 minutes, or talk to a licensed Michigan loan officer today. No pressure — just straight answers and low rates.
Apply Now 800-555-2098